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Credit Review Associate - Iloilo

Cepat Kredit Financing Inc.
Iloilo City
PHP 12,000 - PHP 14,000 a month

Location

Iloilo City

Responsible for reviewing the merit of loan applications through sound credit reviews and thorough verification of documents.

Key Responsibilities:

  • Reviews the completeness of loan application, Credit Approval Memorandum (CAM) and loan documents.
  • Validates the information reflected on loan application, Credit Approval Memorandum and authenticity of loan documents by conducting interview with potential borrower, co-borrower/co-maker and character references, trade checking, bank checking, agency/employment verification and credit investigation
  • Endorses the report/CAM to Credit Review Supervisor for checking and review.
  • Verifies borrower’s payment history of previous or existing loan/s with other financing institutions.
  • Informs the concerned Branch or Marketing Department regarding the status of account or additional document/ requirement to be complied by the borrower.
  • Prepares report regarding discrepancies on information/data reflected on Credit Approval Memorandum submitted by Account Officer against verification with borrower/co-borrower/co-maker.
  • Calls the clients with “hold account” status to follow up lacking loan documents/requirements.
  • Performs other related functions that may be assigned from time to time.

Key Requirements:

  • Graduate of any four-year business course
  • Preferably with at least six (6) months related experience in loan/credit review
  • Has good customer-service skills and good communication skills
  • Has excellent attention to details as the job requires thorough checking and review of information and accuracy of data
  • With high sense of responsibility, accountability and integrity
  • Computer proficient
  • Willing to train in Ortigas Pasig for one (1) week (hotel, food, and travel expenses will be covered by the company).

Job Types: Permanent, Full-time, Fresh graduate

Salary: Php12,000.00 - Php14,000.00 per month

Benefits:

  • Paid training

Schedule:

  • 8 hour shift

Supplemental pay types:

  • 13th month salary
  • Bonus pay
  • Commission pay
  • Overtime pay

Education:

  • Bachelor's (Preferred)